But there’s one simple thing many folks forget when it comes to homeowners insurance: making sure your insurance company knows about your dog.

Even the friendliest, most well-behaved dogs can get startled or protective from time to time. Maybe it’s the mail carrier pulling up, a new face at a backyard get-together, or just a moment that catches them off guard. If your dog were to bite someone or cause an injury, you could be held responsible for medical bills or other costs that follow.

And here’s where it matters—if your insurance company doesn’t know you have a dog, they may not cover the claim.

It might seem like a small detail when you’re filling out paperwork, but when an insurance company asks about pets, they’re asking for a reason. Leaving your dog off your policy can be considered leaving out important information. If something were to happen, that could mean a denied claim, out-of-pocket expenses, or even losing your coverage altogether.

The good news is, this is easy to take care of—and your local agent is here to help.

When you sit down with your agent, just be upfront about your dog. They can walk you through what your policy covers, let you know if there are any breed considerations, and help you decide if additional protection—like an umbrella policy—makes sense for your situation. It’s also worth remembering that a well-trained dog goes a long way in keeping everyone safe and comfortable.

At the end of the day, it’s about looking out for your family—two-legged and four-legged alike.

Here at Pittsfield Insurance, we know our community, and we know how much those dogs mean to you. That’s why we’re here to make sure you’ve got the right coverage in place, so you can enjoy the simple things—like a wagging tail at the door—without worry.

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When winter rolls into our corner of the world, we all know what to expect — snow piling up on rooftops, icy mornings, and plenty of cold snaps. But along with the beauty of the season comes the risk of winter property damage. A little preparation now can save you from big headaches (and repair bills) later.

Here are a few simple ways to protect your home and avoid the hassle of insurance claims this winter:

1. Clean Out Those Gutters
   Before the snow flies, take some time to clear out leaves and debris from your gutters. Clogged gutters can cause water to back up, freeze, and create ice dams — which can lead to roof leaks or even serious structural damage.
2. Trim Overhanging Branches
   Heavy snow and ice can weigh down tree limbs, sometimes causing them to break. A quick trim of weak or overhanging branches can save your roof, siding, or windows from taking a hit during a winter storm.
3. Check Your Roof and Chimney
   It’s a good idea to inspect your roof before the snow piles up. Look for loose shingles, damaged flashing, or small leaks that could turn into bigger problems. If you use your fireplace, make sure your chimney is clean and working properly — it keeps your home cozy and safe.
4. Protect Your Pipes
   Frozen pipes are one of the most common winter claims we see. Insulate pipes in unheated spaces like basements, crawlspaces, and attics. On extremely cold nights, let faucets drip just a little — it helps keep water moving and prevents freezing.
5. Seal Up Drafts and Cracks
   Check around windows, doors, and exterior walls for gaps that let cold air (and moisture) sneak in. A little weatherstripping or caulk can make your home more comfortable and energy-efficient, while also preventing water damage.
6. Service Your Heating System
   Have your furnace or heating system serviced before the temperatures really drop. A well-tuned system not only keeps you warm but also helps prevent midwinter breakdowns when you need it most.
7. Keep Water Flowing Away from the House
   Make sure your downspouts and drains are directing water away from your foundation. When water freezes near your home, it can cause cracks and costly damage come spring.

Taking a few hours to prepare your home for winter can make a world of difference. You’ll have peace of mind knowing you’ve reduced your risk of damage — and you’ll stay more comfortable all season long.

If you’d like to review your homeowners policy or make sure you’re properly covered for winter risks, give us a call at Pittsfield Insurance. We’re happy to sit down, answer your questions, and help you protect what matters most — your home.

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Unlike agents who work for just one insurance company, we work with several trusted carriers. That gives us the flexibility to shop around for you — comparing rates, coverage, and options — to find the policy that truly fits your needs and budget. You’re not stuck with a “one-size-fits-all” plan. You get something built around you.

When you stop by or give us a call, you’re not just another policy number. We take the time to get to know you — your family, your business, your goals. Whether you’re buying your first home, insuring your truck, or protecting your growing business, we’ll make sure you have the right coverage in place.

Of course, saving money is always nice. But what matters most is peace of mind — knowing you’re covered properly and won’t be left guessing when something unexpected happens.

And if life throws a curveball — an accident, a storm, or just a simple question — you won’t be talking to a stranger in a call center. You’ll be speaking with someone right here in your community, someone who knows your name and is ready to help.

That’s the heart of what we do. We work for you, not the insurance companies. Our goal is to look out for our neighbors and help you feel confident about your coverage, no matter what comes your way.

If you’re looking for honest advice and personal service from folks who truly care, stop by Pittsfield Insurance or give us a call. We’d be glad to sit down and talk about how we can help protect what matters most to you.

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Whether you’re just starting out, raising a family, buying a home here in town, or enjoying retirement, life insurance has an important role to play in protecting your future.

Why Life Insurance Matters

Life insurance is more than just numbers on paper—it’s a promise to your loved ones. If something happened to you, who would pay the mortgage? Help with childcare? Cover college tuition? Or even just make sure the monthly bills get paid?

It’s not only about the big things, either. Life insurance can also ease the burden of final expenses, like funeral costs, which often add up quickly. By planning ahead, you give your family the gift of security during a difficult time.

Types of Life Insurance

There are a couple of main options when it comes to life insurance:

Term Life Insurance – This is the most affordable option for many families. It covers you for a set period, like 10, 20, or 30 years, and is often used to protect income or cover a mortgage while kids are still at home.

Whole Life Insurance – This coverage lasts a lifetime. It also builds cash value you can borrow against if needed, making it a long-term safety net as well as a financial tool.

The best choice depends on where you are in life and what goals you want to protect. That’s where we come in—to help you sort through the options and find the right fit.

Is It Expensive?

Most people are surprised at how affordable life insurance really is. For example, a healthy 35-year-old can often get a $500,000 term policy for around $25 a month—that’s less than a night out or a couple of streaming subscriptions.

Whole life insurance tends to cost more, but it also offers lasting benefits. The key is this: there’s usually an option that fits within your budget. And the earlier you start, the more you save, since rates only increase as you get older.

Why Work with Your Local Agent

Choosing life insurance can feel overwhelming, but you don’t have to figure it out alone. As your local, independent agency right here in Pittsfield, we work with several carriers. That means we can shop around to find the best policy for your needs, budget, and circumstances.

We take the time to get to know you—because you’re not just a customer, you’re a neighbor. Whether you’re farming, running a small business, or raising a family, we’ll help you protect what matters most.

At the end of the day, life insurance isn’t just about a policy—it’s about people. It’s about making sure your loved ones are taken care of, no matter what life brings.

If you’ve been thinking about life insurance, don’t wait. The best time to start is today. Stop by Pittsfield Insurance or give us a call—we’ll sit down with you, answer your questions, and help you find a policy that gives you and your family peace of mind.

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Here are a few practical tips to consider when buying auto insurance:

We Shop Around
We work with multiple carriers to compare rates and find coverage that makes sense for your needs and your budget.

Bundle Your Policies
If you’ve got your home, renters, or farm insurance with us, bundling your auto policy could earn you a discount. It’s a simple way to put more savings back in your pocket.

Keep a Clean Driving Record
Safe driving really pays off. Tickets and accidents can drive up your premiums quickly, so staying alert on the road not only keeps you and your loved ones safe—it also helps you save.

Think About Your Deductible
Choosing a higher deductible can often lower your monthly payment. We’ll walk you through the options so you’re comfortable with the balance between savings and what you’d pay out of pocket if you ever needed to file a claim.

Pick the Right Vehicle
Some cars are less expensive to insure than others. If you’re thinking about buying something new, give us a call first—we’ll help you understand how your choice could impact your insurance costs.

Review Your Coverage
Life changes—whether it’s a new driver in the household, a car that’s paid off, or fewer miles driven each year. It’s always a good idea to sit down with us and review your coverage to make sure it still fits your needs.

Stay Connected with Pittsfield Insurance

Insurance is always changing, but that’s what we’re here for. As your local agency, we keep an eye on the trends and look for ways to help you save. Follow us online or stop by the office—we’re always happy to chat.

At Pittsfield Insurance, we know our customers aren’t just policy numbers—you’re our friends, family, and neighbors. We’re here to help you protect what matters most while keeping your coverage affordable.

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With over 20 years of experience, Jeff Boufford, Principal of Boufford Insurance Agency, has built a reputation for integrity, client advocacy, and community involvement. Under his leadership, Boufford Insurance has developed a comprehensive portfolio of insurance offerings, helping clients navigate the often complex world of insurance contracts with clarity and confidence.

“Joining forces with Boufford Insurance allows us to expand the resources and expertise we offer our clients,” said Janet Tarantino, of Pittsfield Insurance Agency. “We share the same values—personal service, professional excellence, and a commitment to doing what’s right for the people we serve.”

Boufford Insurance Agency specializes in matching clients with the most appropriate carriers based on their unique needs, balancing price and coverage to ensure peace of mind. Their team’s ability to handle all lines of insurance—both personal and commercial—allows Pittsfield Insurance clients to access an even wider range of products and services.

“Ultimately, this partnership is about enhancing value for our clients,” said Boufford. “It’s about delivering broader options, deeper expertise, and a shared commitment to being there for our clients in the moments that matter most.”

Clients of Pittsfield Insurance will continue working with the same trusted team, with the added benefit of Boufford’s expanded offerings and specialized support. Together, the two agencies aim to provide an even greater level of service and customized solutions to meet the evolving insurance needs of customers.

For more information about Boufford Insurance Agency, please visit https://bouffordins.com.
To learn more about Pittsfield Insurance Agency, visit Pittsfieldins.com.

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