Avoiding Winter Property Damage
Tips from Pittsfield Insurance to Keep Your Home Safe This Winter
When winter rolls into our corner of the world, we all know what to expect — snow piling up on rooftops, icy mornings, and plenty of cold snaps. But along with the beauty of the season comes the risk of winter property damage. A little preparation now can save you from big headaches (and repair bills) later.
Here are a few simple ways to protect your home and avoid the hassle of insurance claims this winter:
- Clean Out Those Gutters
Before the snow flies, take some time to clear out leaves and debris from your gutters. Clogged gutters can cause water to back up, freeze, and create ice dams — which can lead to roof leaks or even serious structural damage. - Trim Overhanging Branches
Heavy snow and ice can weigh down tree limbs, sometimes causing them to break. A quick trim of weak or overhanging branches can save your roof, siding, or windows from taking a hit during a winter storm. - Check Your Roof and Chimney
It’s a good idea to inspect your roof before the snow piles up. Look for loose shingles, damaged flashing, or small leaks that could turn into bigger problems. If you use your fireplace, make sure your chimney is clean and working properly — it keeps your home cozy and safe. - Protect Your Pipes
Frozen pipes are one of the most common winter claims we see. Insulate pipes in unheated spaces like basements, crawlspaces, and attics. On extremely cold nights, let faucets drip just a little — it helps keep water moving and prevents freezing. - Seal Up Drafts and Cracks
Check around windows, doors, and exterior walls for gaps that let cold air (and moisture) sneak in. A little weatherstripping or caulk can make your home more comfortable and energy-efficient, while also preventing water damage. - Service Your Heating System
Have your furnace or heating system serviced before the temperatures really drop. A well-tuned system not only keeps you warm but also helps prevent midwinter breakdowns when you need it most. - Keep Water Flowing Away from the House
Make sure your downspouts and drains are directing water away from your foundation. When water freezes near your home, it can cause cracks and costly damage come spring.
Taking a few hours to prepare your home for winter can make a world of difference. You’ll have peace of mind knowing you’ve reduced your risk of damage — and you’ll stay more comfortable all season long.
If you’d like to review your homeowners policy or make sure you’re properly covered for winter risks, give us a call at Pittsfield Insurance. We’re happy to sit down, answer your questions, and help you protect what matters most — your home.
